Personal Loans


Automobile Loans

Prosperity Bank offers flexible and competitive terms to help you finance a new or used car with one of our many auto loans. Our terms range from 12 months to 72 months. Extended terms are also available depending on program qualifications.

Boat Loans

Prosperity Bank offers flexible and competitive terms to help you finance a new or used boat or watercraft vehicle.

College Tuition

Let Prosperity Bank help you give your child the gift of a lifetime - a college education. With the equity in your home you can apply for a loan to help you fund tuition costs.

Home Equity Line of Credit

Use the equity in your home to get the things that you want and the memories you can keep for a lifetime. Our lines of credit range from $10,000 - $500,000 and have variable rates on a revolving line of credit. The interest you pay may be tax deductible (consult your tax advisor for requirements).

Home Improvement

We can help you finance the home improvement you've been dreaming of. Our financing process is quick and easy, so you get started on improving you home.

Home Mortgage Loan

If you are looking for that dream home, then Prosperity Bank can provide you with the financing you need to purchase or refinance your home. We have loan programs for a second home, investment properties, and manufactured homes. It is our goal to provide you with the benefits of competitive interest rates, flexible terms, quick approval, reduced closing costs and hassle-free processing. The best part is, you will work personally with one of our home mortgage specialists - from start to finish. We are in the business of making your dreams of home ownership come true. Click here to apply for a Prosperity Bank Mortgage!

Manufactured Housing w/ Land

We can help you purchase a mobile home and a personal piece of property through a Prosperity Bank personal loan.

Lot Loans

Looking to purchase a piece of land, and possibly as an investment? Prosperity Bank can help you with your financing needs. We have flexible terms and variable interest notes.

Personal Credit Card

Prosperity Bank provides you options in regards to your personal credit card. Whether you choose a Platinum Edition Visa Card, a Maximum Rewards Visa Card or a Bucks Back Visa Card, you'll enjoy no annual fee and no balance transfer transaction fees. And...you can earn rewards based on your purchases. Enjoy the convenience and buying power with the world's most widely accepted credit card. It can be yours today!

To apply for a credit card, please visit any Prosperity Bank location or call 1-888-295-5540, option 8.

Personal Line of Credit

Ever need a little extra spending money? Maybe have some unexpected expenses? Prosperity Bank can help you be prepared. We offer a personal line of credit to help you with all types of cash needs.

Click here for additional information on our personal loan products.


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